wb_sunnyNSW has no state solar rebate — but federal STCs + financing still make $0 upfront solar possible
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NSW

Free Solar Panels NSW 2026

How to get solar for $0 upfront in New South Wales

While NSW doesn't offer a state-specific solar rebate, federal STC discounts of $2,000-$2,400 combined with battery incentives and interest-free financing mean many NSW households can still install solar with zero upfront cost.

$2,200
Solar Rebate (STC)
$3,300
Battery Rebate
PDRS
Peak Demand Scheme
$0
Possible Upfront
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Is Solar Really Free in NSW?

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The Myth

There is no government program that gives you solar panels for free with no strings attached. NSW does not have a state-specific solar rebate. Any company claiming "100% free solar" is likely using misleading marketing.

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The Reality

Federal STC rebates cover 25-30% of the system cost upfront. With interest-free financing on the remainder, your monthly repayments of ~$97/month are typically less than your ~$120/month electricity savings — making solar effectively free from day one.

How Rebates Reduce Your Cost to $0

Example: 6.6kW Solar System in Sydney

Typical system cost (6.6kW, quality tier-1 panels)$8,000
Federal STC Rebate (Zone 3)-$2,200
Out-of-pocket cost$5,800
Interest-free finance (60 months)~$97/month
Monthly electricity bill savings$120/month
You're ahead each month+$23/month

*You're $23/month better off from day one. After the finance period ends, you keep all the savings. Larger systems or north-facing roofs save even more.

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Programs That Make Solar Free in NSW

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Federal Solar Rebate (STCs)

Active

NSW falls in STC Zone 3, which provides solid federal rebates on solar installations. Applied automatically as a point-of-sale discount — no application needed.

6.6kW System
$2,000-$2,400
10kW System
$3,000-$3,600
Eligibility
All homes
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Cheaper Home Batteries Program

Active

Federal program providing approximately 30% off eligible battery systems. Stacks with solar rebates for maximum savings.

10kWh Battery
~$3,300 off
15kWh Battery
~$4,950 off
Eligibility
All homes
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Peak Demand Reduction Scheme (PDRS)

Active

NSW state initiative that creates financial incentives for reducing electricity demand during peak periods. Solar and battery systems can earn Peak Reduction Certificates, providing additional savings on top of federal rebates.

Type
Certificates
Benefit
Extra savings
Eligibility
All homes
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Calculate Your Free Solar Savings

See exactly how much you could save with federal STC rebates in NSW. Find out if $0 upfront solar is possible for your home.

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Frequently Asked Questions

Can I really get free solar panels in NSW?

There is no official government "free solar" program in NSW. However, by combining federal STC rebates ($2,000-$2,400 for 6.6kW in Zone 3) and interest-free financing from some providers, many NSW households can get solar installed for $0 upfront with repayments lower than their current electricity bill.

What is the government solar scheme in NSW?

NSW does not have a state-specific solar rebate like Victoria or South Australia. However, all NSW homeowners can access the federal Small-scale Technology Certificates (STC) scheme, which provides a point-of-sale discount of $2,000-$2,400 on a 6.6kW system. The federal Cheaper Home Batteries program also provides ~$3,300 off a 10kWh battery.

Is there free solar for pensioners in NSW?

There is no NSW-specific free solar program for pensioners. However, pensioners can access the same federal STC rebates as all Australians. Some community organisations, local councils, and not-for-profits occasionally run subsidised solar programs for low-income households. The NSW Energy Accounts Payment Assistance (EAPA) scheme can also help with electricity bills.

How do I get $0 upfront solar in NSW?

Step 1: Get quotes from SAA-accredited installers showing the STC rebate applied (saves $2,000-$2,400 on 6.6kW). Step 2: Choose an installer offering interest-free finance on the remaining balance. Step 3: Your monthly repayments of ~$97/month should be less than your ~$120/month electricity savings, making the system cash-flow positive from day one.

How much does a 6.6kW solar system cost in NSW after rebates?

A quality 6.6kW system in NSW typically costs $7,000-$9,000 before rebates. After the federal STC rebate of $2,000-$2,400 (Zone 3), the out-of-pocket cost drops to $4,600-$7,000. With interest-free finance, this can be spread over 5 years at around $77-$117/month — often less than your electricity bill savings.

What is the Peak Demand Reduction Scheme in NSW?

The Peak Demand Reduction Scheme (PDRS) is an NSW government initiative that creates financial incentives for reducing electricity demand during peak periods. Solar and battery systems can earn certificates under PDRS, providing additional savings on top of your federal STC rebate. Your installer can help you claim these benefits.

Is free solar a scam?

Legitimate $0 upfront solar is not a scam — it works by combining real government rebates with financing. However, be cautious of companies that overstate savings or lock you into unfavourable contracts. Always compare at least 3 quotes, check the installer is SAA-accredited, and read the finance terms carefully.

Up to $5,350 in rebates • Battery rates change in 85 days